Living in an era when you need money to pay for everything, it is very hard for you to save even a small amount of money. Do you find yourself in the situation that you are about to save more and spend less, something always comes up? No worry now because I’m here to lend you a hand. The 5 tricks I share below will help you develop good budgeting habits to achieve your short and long-term financial goals. I also provide you the top-secret of any successful money manager in the world, which is the Six Jars App. Let’s jump right in!
1. Cut down on your grocery budget.
Most people get shocked to find out how much they’re actually spending at the grocery store each month. Yes, it’s so easy to walk through those aisles, grabbing a bag of your favorite snacks and a few bags of cakes there, and then top it off with the fun goodies at the register. But those little purchases and budget busters add up quite a bit and end up blowing the budget every single month.
Save money on groceries by planning out your meals each week and taking a good look at what you already have in your pantry before you head to the store. Because why would you want to buy more of what you already have?
If you’re a parent and you don’t waste your money on so many toys and snacks available at your home, leave the kids at home. You’re forced to stick to your list and avoid those impulse splurges.
2. Reduce energy costs.
You can save money on your electric bill by simply making a few tweaks to your home. Start with some simple things like taking shorter showers, fixing leaky pipes, washing your clothes in cold tap water, and installing dimmer switches and LED lightbulbs.
You may think to make everything new is expensive, however, if you work it into your monthly budget, you can save up and pay cash for those improvements over time.
3. Get discounts on entertainment
Take advantage of free days at museums and national parks to save on entertainment costs. You can also ask about discounts for seniors, students, military members, and more.
4. Budget For Savings – 6 Jars System
Once you have an idea of what you spend in a month, you can begin to organize your recorded expenses into a workable budget. Here many of you are lack of technique to do this trick, fortunately, I’m going to introduce you to the best method for great money managers: the 6 Jars System by T.Harv Eker.
The 6 jars were developed in the well-known “Secrets of the millionaire mind” by T. Harv Eker, which is a relatively simple system to understand and is suitable for everyone. Basically, according to the concept, you divide your money into six different accounts, or jars, in which you put a certain percentage of your money. Each one contains a specific purpose gear towards reaching financial freedom.
- Necessity Account (NEC – 55%)
- Financial Freedom Account (FFA – 10%)
- Long-term saving for spending Account (LTS – 10%)
- Education Account (EDU – 10%)
- Play Account (PLY – 10%)
- Give Account (GIV – 5%)
5. Use Technology to Save More Money – 6 Jars App
Figuring out how to save more money can be a time-consuming task. That’s why you should use technology. I highly suggest the 6JMM App, which is the latest 6 Jars App developed by Alan Al Voice Lab.
The process of making up the list is hard, anyway, the stage of following the plan and keeping it as a habit is even harder. This “6 Jars Money Management App” is all you need!
This app not only satisfies users with its friendly designed look but also the other outstanding features that other money management apps don’t have! By applying the T Harv Eker 6 Jars System, it is absolutely effective with anyone of any age. Not only personal cash flows can the 6 Jars App track but also other bigger money amounts used for your business!
Moreover, the app is also really simple to use, you just have to follow the instruction while using the app and over time, you will get to the successful final result!
By using the 6JMM App, you can quickly and easily save more money this year and soon get to your financial freedom.